This year, Americaas enormous, poorly regulated debt collection industry will make more than 1, 000, 000, 000 collection calls. They will threaten. They will lie and mislead. They will intimidate. Over the past five years, theyave racked up more than 300, 000 complaints to the Federal Trade Commission: more than any other industry regulated by the FTC. Financial reporter Fred Williams knows more about the industry than anyone else. Not only has investigated Americaas debt collection agencies, he spent three months working for one of the largest firms in the business. In Fight Back Against Unfair Debt Collection Practices Williams reveals what he learned and shows you exactly how to fight back and protect your rights. Williams weaves indispensable practical advice together with stories straight from his collection agency cubicle. Youall learn what to do first if a collector calls; what collectors can and canat do; which debts you are and arenat responsible for; how collectors choose accounts to focus on; how to stop harassing or abusive calls; how to keep the advantage in a negotiation for a lucrative debt settlement; even how to take the offensive with a lawsuit that can halt collection and win yourself a $1, 000 penalty!They put their old credit card debts at the end of the linea where they belong. ... a I have to make child-support paymentsaI could go to jail if I miss that, so thata#39;s more of a priority.a I offered to erase ... Time is not on your side with a credit card.
|Title||:||Fight Back Against Unfair Debt Collection Practices|
|Publisher||:||FT Press - 2010-07-06|